Do this interesting exercise - Estimate the Present Value of your Lifetime Income.
What is gaining, losing or giving $10,000 or $100,000 today to you when compared to the Present Value of your lifetime income?
Are you rational or irrational in your handling and managing of your finances, work and leisure time today?
[In economics, utility is a measure of satisfaction, referring to the total satisfaction received by a consumer from consuming a good or service but also referring to satisfaction received by its contingent production relations. Given this measure, one may speak meaningfully of increasing or decreasing utility, and thereby explain economic behavior in terms of attempts to increase one's utility. Utility is often modeled to be affected by consumption of various goods and services, possession of wealth and spending of leisure time.]