Public Bank Berhad (At a Glance)

Public Bank Berhad 2011 2010               Change Operating revenue 12756.360 11035.597 15.6% Interest income 4974.931 4597.420 8.2% Net income (Islamic banking) 868.342 781.288 11.1% 5843.273 5378.708 8.6% Net fee & commission income 1118.909 1031.770 8.4% Net income 7408.570 6838.500 8.3% Operating profit  5199.886 4738.265 9.7% Allowance for impairment -594.061 -659.566 -9.9% Profit before tax and zakat 4610.633 4086.197 12.8% Profit for the year 3524.024 3099.077 13.7% Earning per RM 1 share (sen) 99.500 87.200 14.1% Total assets 249410.982 226328.976 10.2% Total equity 15560.706 13685.088 13.7% Net assets per share 4.24 3.72 14.0% Net profit margin 27.63% 28.08% -1.6% Asset turnover 0.051 0.049 4.9% Financial leverage 16.0 16.5 -3.1% ROA 1.41% 1.37% 3.2% ROE 22.65% 22.65% 0.0% Share Information and Valuation Share Information Per share (sen) Basic earnings 99.5 Diluted earnings 99.5 Net dividend -Cash dividend  48.0 sen -Share dividend  - Net assets 424.4 Share price as at 31.12.2011 (RM) - Local 13.38 - Foreign 13.20 Market capitalisation (RM Million)  47,066 Valuation (Local Share) Net dividend yield (%)  3.6 Net dividend yield (including share dividend) [%] 3.6 Dividend payout ratio (%) 48.3 Dividend payout ratio (including share dividend) [%] 48.3 Price to earnings multiple (times)  13.4 Price to book multiple (times)  3.2 Historical EPS & Net Dividends (sen) 2011 EPS  99.5 Cash Dividend  48.0 Share Dividend - 2010  EPS  87.2 Cash Dividend 45.5 Share Dividend - 2009 EPS  73.3 Cash Dividend  41.3 - Share Dividend  1 for 68 2008 EPS  76.9 Cash Dividend 41.0 Share Dividend  1 for 35 2007 EPS  63.3 Cash  Dividend  55.3 Share Dividend -

Recent Financial Results

Announcement Date		Financial Yr. End		Qtr	Period End		Revenue RM '000		Profit/Lost RM'000		EPS		Amended
30-Jan-12		31-Dec-11		4	31-Dec-11		3,321,633		886,054		25.04		-
17-Oct-11		31-Dec-11		3	30-Sep-11		3,272,466		907,897		25.66		-
25-Jul-11		31-Dec-11		2	30-Jun-11		3,170,654		891,444		25.14		-
18-Apr-11		31-Dec-11		1	31-Mar-11		2,991,607		838,629		23.63		Amended