Saturday, 24 February 2024

HLBANK at a glance

 



1 comment:

  1. 2014 - 2023

    Its revenues, PBT and EPS have grown consistently.

    PBTMs were maintained.

    ROEs averaged 10.9%.

    Its DPO ratio was 35.4%.

    It retained RM 8.98 of its earnings (for maintainance or for growth) and increased its EPS by 79.16 sen over the 10 years, giving a return on retained earnings RORE of 8.8%.

    Its share price in 2014 was RM 11.37 per share and in 2023 was RM 20.00, a positive change of RM 8.63 per share.

    Quoting Warren Buffett, for every $1 retained by the company, this should be reflected in its share price. This was the case for HLBank. It retained RM 8.98 over the 10 years and its share price had risen RM 8.63 per share.

    For those who bought this share in 2014 at RM 11.37 per share, they would have gained RM 8.63 per share in capital appreciation and received total dividends of RM 4.27: a 100% gain over 10 years ( approximately CAGR of 7%).

    Retaining about 65% of its earnings and having a ROE of 10.9% are encouraging for the owners of this stock.

    Keep this stock in your radar and when it is available at a bargain, you might like to add to your investment portfolio.



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