The longer you stay in the market, the more likely you are to see your investment do what it should.
The range of returns narrows when we hold our investments for a longer period of time.
Even the most volatile asset class, that is, stocks, becomes relatively stable when you take the long view.
If you have a reasonable time horizon, you have an excellent chance of high average returns over many years.
That translates into a comfortable portfolio with plenty of cushioning along the way.
What if you are approaching retirement or you are already in retirement?
How can you get the returns you want while minimizing the volatility you don't want?
The answer: diversify.